

{"id":16374,"date":"2019-10-23T17:00:01","date_gmt":"2019-10-23T11:30:01","guid":{"rendered":"https:\/\/www.altnews.in\/hindi\/?p=16374"},"modified":"2019-10-23T20:33:12","modified_gmt":"2019-10-23T15:03:12","slug":"fact-check-hdfc-bank-insures-rs-1-lakh-deposit-per-account-holder","status":"publish","type":"post","link":"https:\/\/www.altnews.in\/hindi\/fact-check-hdfc-bank-insures-rs-1-lakh-deposit-per-account-holder\/","title":{"rendered":"\u0924\u0925\u094d\u092f-\u091c\u093e\u0902\u091a: \u0915\u094d\u092f\u093e HDFC \u092c\u0948\u0902\u0915 \u0905\u092a\u0928\u0947 \u0916\u093e\u0924\u093e\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u094b \u0938\u093f\u0930\u094d\u092b 1 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0932\u094c\u091f\u093e\u090f\u0917\u093e? \u091c\u093e\u0928\u093f\u090f \u0938\u091a"},"content":{"rendered":"<p><em>RBI\u2026\u092a\u0942\u0930\u0940 \u0924\u0948\u092f\u093e\u0930\u0940 \u092e\u0947\u0902, banks \u0921\u0942\u092c\u0928\u0947 \u0915\u0940 \u0915\u0917\u093e\u0930 \u092a\u0930, legal framework \u0932\u0917\u092d\u0917 \u092a\u0942\u0930\u093e..\u0906\u092a \u092d\u0940 \u0924\u0948\u092f\u093e\u0930\u0940 \u0915\u0930\u093f\u092f\u0947, \u091c\u0930\u0942\u0930\u0924 \u0915\u0947 \u092e\u093e\u092b\u093f\u0915 \u0939\u0940 \u090f\u0915\u093e\u0909\u0902\u091f \u092e\u0947\u0902 \u0930\u0916\u0947..HDFC \u092c\u0948\u0902\u0915 \u0928\u0947 \u092a\u093e\u0938\u092c\u0941\u0915 \u092e\u0947\u0902 stamp \u0932\u0917\u093e\u0928\u0940 \u0936\u0941\u0930\u0942 \u0915\u0930 \u0926\u0940, \u0915\u0940 \u0906\u092a\u0915\u093e \u092a\u0948\u0938\u093e 1 \u0932\u093e\u0916 \u0924\u0915 \u0939\u0940 insured \u0939\u0948 \u092f\u093e\u0928\u0940 \u092c\u0948\u0902\u0915 \u0905\u0917\u0930 \u0921\u0942\u092c\u0924\u0940 \u0939\u0948 \u0924\u094b \u0906\u092a\u0915\u094b 1 \u0932\u093e\u0916 \u0939\u0940 \u092e\u093f\u0932\u0947\u0917\u093e\u2026\u092c\u093e\u0915\u0940 \u0906\u092a \u0916\u0941\u0926 \u0938\u092e\u091d\u0926\u093e\u0930 \u0939\u0948, \u0915\u094d\u092f\u093e \u0906\u092a \u091a\u093e\u0939\u0947\u0902\u0917\u0947 \u0915\u093f \u0906\u092a\u0915\u0947 \u0938\u093e\u0925 PMC \u091c\u0948\u0938\u093e \u0915\u093e\u0902\u0921 \u0939\u094b<\/em><\/p>\n<p>\u0909\u092a\u0930\u094b\u0915\u094d\u0924 \u0938\u0902\u0926\u0947\u0936, \u092e\u0941\u0939\u0930 (\u0938\u094d\u091f\u093e\u0902\u092a) \u0932\u0917\u0947 \u090f\u0915 \u092c\u0948\u0902\u0915 \u0915\u0940 \u092a\u093e\u0938\u092c\u0941\u0915 \u0915\u0947 \u0938\u094d\u0915\u094d\u0930\u0940\u0928\u0936\u0949\u091f \u0915\u0947 \u0938\u093e\u0925 \u0935\u094d\u0939\u093e\u091f\u094d\u0938\u090f\u092a \u092a\u0930 \u091a\u0932 \u0930\u0939\u093e \u0939\u0948\u0964 \u0938\u094d\u091f\u093e\u0902\u092a \u092e\u0947\u0902 \u0932\u093f\u0916\u093e \u0939\u0948, <em>&#8220;\u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u093e \u091c\u092e\u093e DICGC \u0938\u0947 \u092c\u0940\u092e\u093f\u0924 \u0939\u0948 \u0914\u0930 \u092c\u0948\u0902\u0915 \u0921\u0940\u0906\u0908\u0938\u0940\u091c\u0940\u0938\u0940 \u0932\u093f\u0915\u094d\u0935\u093f\u0921\u0947\u091f\u0930 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u091c\u092e\u093e\u0915\u0930\u094d\u0924\u093e \u0915\u094b \u0926\u093e\u0935\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 2 \u092e\u0939\u0940\u0928\u0947 \u0915\u0947 \u0905\u0902\u0926\u0930 1 \u0932\u093e\u0916 \u0930\u0941\u092a\u090f \u0924\u0915 \u0915\u0947 \u091c\u092e\u093e \u0915\u0947 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u0909\u0924\u094d\u0924\u0930\u093e\u0926\u093e\u092f\u0940 \u0939\u0948 &#8221; <\/em>(\u0905\u0928\u0941\u0935\u093e\u0926)\u0964<\/p>\n<p class=\"no-wrap-image\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-16375\" src=\"https:\/\/www.altnews.in\/hindi\/wp-content\/uploads\/sites\/2\/2019\/10\/Screen-Shot-2019-10-17-at-2.03.26-PM-1.png\" alt=\"\" width=\"467\" height=\"384\" srcset=\"https:\/\/www.altnews.in\/hindi\/wp-content\/uploads\/sites\/2\/2019\/10\/Screen-Shot-2019-10-17-at-2.03.26-PM-1.png 467w, https:\/\/www.altnews.in\/hindi\/wp-content\/uploads\/sites\/2\/2019\/10\/Screen-Shot-2019-10-17-at-2.03.26-PM-1-300x247.png 300w\" sizes=\"auto, (max-width: 467px) 100vw, 467px\" \/><\/p>\n<p>\u091f\u094d\u0935\u093f\u091f\u0930 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u091c\u093f\u0924\u0947\u0902\u0926\u094d\u0930 \u0928\u0947 \u092f\u0939 \u0938\u094d\u0915\u094d\u0930\u0940\u0928\u0936\u0949\u091f \u0907\u0938 <a href=\"https:\/\/twitter.com\/Awhadspeaks\/status\/1184441941859037184\" target=\"_blank\" rel=\"noopener noreferrer\">\u0938\u0902\u0926\u0947\u0936<\/a> \u0915\u0947 \u0938\u093e\u0925 \u092a\u094b\u0938\u094d\u091f \u0915\u093f\u092f\u093e, <em>&#8220;*\u0915\u0947\u0935\u0932 \u090f\u0915 \u0932\u093e\u0916 \u0928\u093f\u091c\u0940 \u092e\u0947\u0902 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0939\u0948*&#8221;<\/em>(\u0905\u0928\u0941\u0935\u093e\u0926)\u0964 \u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u0926\u093e\u0935\u093e \u0915\u093f\u092f\u093e \u0915\u093f \u0907\u0938 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u095b \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u092c\u0948\u0902\u0915 \u090f\u0915 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u0947 \u091c\u092e\u093e \u0915\u0940 \u095b\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930\u0940 \u0932\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0909\u0924\u094d\u0924\u0930\u0926\u093e\u092f\u0940 \u0928\u0939\u0940\u0902 \u0939\u0948\u0902\u0964<\/p>\n<blockquote class=\"twitter-tweet\">\n<p dir=\"ltr\" lang=\"en\">HDFC BANK Using Stamp on Passbook and declaring they are not liable to take the responsibility over one Lakh&#8230;.that means savings upto *ONE LAKH ONLY is safe in Private Banks* <a href=\"https:\/\/t.co\/naWjMXRcod\">pic.twitter.com\/naWjMXRcod<\/a><\/p>\n<p>\u2014 Dr.Jitendra Awhad (@Awhadspeaks) <a href=\"https:\/\/twitter.com\/Awhadspeaks\/status\/1184441941859037184?ref_src=twsrc%5Etfw\">October 16, 2019<\/a><\/p><\/blockquote>\n<h2><strong>\u0924\u0925\u094d\u092f-\u091c\u093e\u0902\u091a<\/strong><\/h2>\n<p>\u0915\u0925\u093f\u0924 \u0924\u094c\u0930 \u092a\u0930, HDFC\u00a0\u0905\u0927\u093f\u0915\u093e\u0930\u093f\u092f\u094b\u0902 \u0928\u0947 <a href=\"https:\/\/timesofindia.indiatimes.com\/business\/india-business\/deposit-insurance-stamp-causes-concern-hdfc-bank-cites-rbi-rules\/articleshow\/71627940.cms\" target=\"_blank\" rel=\"noopener noreferrer\">\u0915\u0939\u093e<\/a> \u0915\u093f \u0938\u0902\u0926\u0947\u0936 \u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f, \u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921\u094b\u0902 \u0915\u0947 \u0935\u093f\u091c\u094d\u091e\u093e\u092a\u0928\u094b\u0902 \u092e\u0947\u0902 \u0909\u0928\u0915\u0947 \u0932\u093f\u090f \u0926\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u0935\u0948\u0927\u093e\u0928\u093f\u0915 \u0918\u094b\u0937\u0923\u093e \u0915\u093f \u0935\u0947 \u092c\u093e\u095b\u093e\u0930 \u091c\u094b\u0916\u093f\u092e \u0915\u0947 \u0905\u0927\u0940\u0928 \u0939\u0948\u0902, \u0915\u0940 \u0924\u0930\u0939 \u091c\u093e\u0917\u0930\u0942\u0915\u0924\u093e \u092c\u0922\u093c\u093e\u0928\u0947 \u0915\u093e \u0925\u093e\u0964 17 \u0905\u0915\u094d\u091f\u0942\u092c\u0930, 2019 \u0915\u094b HDFC\u00a0\u0928\u0947 \u0905\u092a\u0928\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b \u0906\u0936\u094d\u0935\u0938\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u094d\u092a\u0937\u094d\u091f\u0940\u0915\u0930\u0923 \u0915\u0947 \u0915\u0908 \u091f\u094d\u0935\u0940\u091f \u0915\u093f\u090f- <em>&#8220;\u0939\u092e\u092e\u0947\u0902 \u0938\u0947 \u0915\u093f\u0938\u0940 \u0915\u094b \u092d\u0940 \u091a\u093f\u0902\u0924\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f&#8221;<\/em>-\u0905\u0928\u0941\u0935\u093e\u0926\u0964 \u092c\u0948\u0902\u0915 \u0928\u0947 \u0906\u0917\u0947 \u0915\u0939\u093e \u0915\u093f \u092a\u093e\u0938\u092c\u0941\u0915 \u092a\u0930 [\u0938\u094d\u091f\u093e\u0902\u092a \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902] \u0921\u093e\u0932\u0940 \u0917\u0908 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 RBI \u0915\u0947 22 \u091c\u0942\u0928, 2017 \u0915\u0947 \u092a\u0930\u093f\u092a\u0924\u094d\u0930 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0939\u0948, \u091c\u093f\u0938\u0915\u0947 \u0924\u0939\u0924 \u0915\u0935\u0930\u0947\u091c \u0915\u0940 \u0938\u0940\u092e\u093e \u0915\u0947 \u0938\u093e\u0925 &#8216;\u0921\u093f\u092a\u0949\u091c\u093f\u091f \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u0915\u0935\u0930&#8217; \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u092a\u093e\u0938\u092c\u0941\u0915 \u092e\u0947\u0902 \u0936\u0941\u0930\u0942 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0915\u0930\u0928\u093e, \u091b\u094b\u091f\u0947\u00a0\u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u092c\u0948\u0902\u0915 \u0914\u0930 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u092c\u0948\u0902\u0915 \u0938\u0939\u093f\u0924 \u0938\u092d\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948\u0964<\/p>\n<p class=\"no-wrap-image\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-16376\" src=\"https:\/\/www.altnews.in\/hindi\/wp-content\/uploads\/sites\/2\/2019\/10\/2019-10-17-17_14_11-HDFC-Bank-Cares-on-Twitter_-_along-with-the-limit-of-coverage-upfront-in-the-pas.png\" alt=\"\" width=\"447\" height=\"516\" srcset=\"https:\/\/www.altnews.in\/hindi\/wp-content\/uploads\/sites\/2\/2019\/10\/2019-10-17-17_14_11-HDFC-Bank-Cares-on-Twitter_-_along-with-the-limit-of-coverage-upfront-in-the-pas.png 447w, https:\/\/www.altnews.in\/hindi\/wp-content\/uploads\/sites\/2\/2019\/10\/2019-10-17-17_14_11-HDFC-Bank-Cares-on-Twitter_-_along-with-the-limit-of-coverage-upfront-in-the-pas-260x300.png 260w\" sizes=\"auto, (max-width: 447px) 100vw, 447px\" \/><\/p>\n<p>HDFC \u092c\u0948\u0902\u0915 \u0915\u0949\u0930\u092a\u094b\u0930\u0947\u091f \u0915\u092e\u094d\u092f\u0941\u0928\u093f\u0915\u0947\u0936\u0928 \u0915\u0947 \u092a\u094d\u0930\u092e\u0941\u0916 \u0928\u0940\u0930\u091c \u091d\u093e \u0928\u0947 \u092d\u0940 \u092c\u0948\u0902\u0915 \u0926\u094d\u0935\u093e\u0930\u093e \u091c\u093e\u0930\u0940 \u0915\u093f\u090f \u0917\u090f \u092c\u092f\u093e\u0928 \u0915\u094b <a href=\"https:\/\/twitter.com\/NeerajHDFCBank\/status\/1184717370130075649\" target=\"_blank\" rel=\"noopener noreferrer\">\u091f\u094d\u0935\u0940\u091f<\/a> \u0915\u093f\u092f\u093e\u0964 \u0915\u093e\u0930\u094d\u092f\u093e\u0928\u094d\u0935\u092f\u0928 \u0915\u0947 \u0938\u092e\u092f \u092a\u0930 \u0915\u093f\u090f \u0917\u090f \u0938\u0935\u093e\u0932 \u0915\u093e \u091c\u0935\u093e\u092c \u0926\u0947\u0924\u0947 \u0939\u0941\u090f \u090f\u0915 \u091f\u094d\u0935\u0940\u091f \u092e\u0947\u0902 \u091d\u093e \u0928\u0947 <a href=\"https:\/\/twitter.com\/NeerajHDFCBank\/status\/1184786503056142337?s=19\" target=\"_blank\" rel=\"noopener noreferrer\">\u0938\u094d\u092a\u0937\u094d\u091f<\/a> \u0915\u093f\u092f\u093e, <em>\u201c\u0928\u0939\u0940\u0902\u0964 \u092f\u0939 \u0924\u092d\u0940 \u0939\u094b\u0924\u093e \u0939\u0948 \u091c\u092c \u0917\u094d\u0930\u093e\u0939\u0915 \u092a\u093e\u0938\u092c\u0941\u0915 \u092e\u093e\u0902\u0917\u0928\u0947 \u0906\u0924\u093e \u0939\u0948\u0964 \u0914\u0930 \u091c\u092c \u0935\u0939 \u0910\u0938\u093e \u0915\u0930\u0924\u0947 \u0939\u0948, \u0924\u094b \u092c\u0948\u0902\u0915 \u0915\u094b \u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u0939\u094b\u0924\u093e \u0939\u0948 \u0915\u093f \u092f\u0926\u093f \u092f\u0939 \u092a\u094d\u0930\u0915\u091f\u0940\u0915\u0930\u0923 \u0909\u0938\u092e\u0947\u0902 \u092a\u0939\u0932\u0947 \u0938\u0947 \u0936\u093e\u092e\u093f\u0932 \u0928\u0939\u0940\u0902 \u0939\u0948 \u0924\u094b \u0936\u093e\u092e\u093f\u0932 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0964 \u092f\u0939 \u0906\u0930\u092c\u0940\u0906\u0908 \u0915\u0947 22 \u091c\u0942\u0928 2017 \u0915\u0947 \u092a\u0930\u093f\u092a\u0924\u094d\u0930 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0915\u093e \u0915\u093e\u0928\u0942\u0928 \u0939\u0948\u0964&#8221;<\/em>-\u0905\u0928\u0941\u0935\u093e\u0926\u093f\u0924\u0964<\/p>\n<blockquote class=\"twitter-tweet\">\n<p dir=\"ltr\" lang=\"en\">No. It\u2019s only when the customer comes asking for a passbook. And when he does, bank has to ensure this disclosure is inserted if not already printed therein. That\u2019s law as per RBI Circular of 22 June 2017. \ud83d\ude03<\/p>\n<p>\u2014 Neeraj Jha (@NeerajHDFCBank) <a href=\"https:\/\/twitter.com\/NeerajHDFCBank\/status\/1184786503056142337?ref_src=twsrc%5Etfw\">October 17, 2019<\/a><\/p><\/blockquote>\n<p>22 \u091c\u0942\u0928, 2017 \u0915\u094b \u091c\u093e\u0930\u0940 \u0906\u0930\u092c\u0940\u0906\u0908 \u0915\u093e <a href=\"https:\/\/rbidocs.rbi.org.in\/rdocs\/Notification\/PDFs\/NOTI326B4C0C3FE62134C98AF3BEDF3206D338F.PDF\" target=\"_blank\" rel=\"noopener noreferrer\">\u092a\u0930\u093f\u092a\u0924\u094d\u0930<\/a> \u0915\u0939\u0924\u093e \u0939\u0948, <em>&#8220;\u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u092a\u093e\u0938\u092c\u0941\u0915 \u092e\u0947\u0902 \u0936\u0941\u0930\u0942 \u092e\u0947\u0902 &#8216;\u091c\u092e\u093e \u092c\u0940\u092e\u093e \u0915\u0935\u0930&#8217; \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947 \u0938\u093e\u0925 \u0938\u092e\u092f-\u0938\u092e\u092f \u092a\u0930 \u092c\u0926\u0932\u0928\u0947 \u0935\u093e\u0932\u0940 \u092c\u0948\u0902\u0915 \u0915\u0935\u0930\u0947\u091c \u0915\u0940 \u0938\u0940\u092e\u093e \u0915\u094b \u092d\u0940 \u0936\u093e\u092e\u093f\u0932 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964&#8221;<\/em>-\u0905\u0928\u0941\u0935\u093e\u0926\u093f\u0924\u0964 \u092f\u0939 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u0940\u092f \u0917\u094d\u0930\u093e\u092e\u0940\u0923 \u092c\u0948\u0902\u0915\u094b\u0902 (\u0906\u0930\u0906\u0930\u092c\u0940), \u0932\u0918\u0941 \u0935\u093f\u0924\u094d\u0924 \u092c\u0948\u0902\u0915\u094b\u0902 \u0914\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u092c\u0948\u0902\u0915\u094b\u0902 \u0938\u0939\u093f\u0924 \u0938\u092d\u0940 \u0905\u0928\u0941\u0938\u0942\u091a\u093f\u0924 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u092c\u0948\u0902\u0915\u094b\u0902 \u092a\u0930 \u0932\u093e\u0917\u0942 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/p>\n<p class=\"no-wrap-image\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-16377\" src=\"https:\/\/www.altnews.in\/hindi\/wp-content\/uploads\/sites\/2\/2019\/10\/2019-10-17-17_24_12-DBOD.png\" alt=\"\" width=\"1034\" height=\"535\" srcset=\"https:\/\/www.altnews.in\/hindi\/wp-content\/uploads\/sites\/2\/2019\/10\/2019-10-17-17_24_12-DBOD.png 1034w, https:\/\/www.altnews.in\/hindi\/wp-content\/uploads\/sites\/2\/2019\/10\/2019-10-17-17_24_12-DBOD-300x155.png 300w, https:\/\/www.altnews.in\/hindi\/wp-content\/uploads\/sites\/2\/2019\/10\/2019-10-17-17_24_12-DBOD-768x397.png 768w, https:\/\/www.altnews.in\/hindi\/wp-content\/uploads\/sites\/2\/2019\/10\/2019-10-17-17_24_12-DBOD-1024x530.png 1024w, https:\/\/www.altnews.in\/hindi\/wp-content\/uploads\/sites\/2\/2019\/10\/2019-10-17-17_24_12-DBOD-990x512.png 990w\" sizes=\"auto, (max-width: 1034px) 100vw, 1034px\" \/><\/p>\n<h2><strong>\u091c\u092e\u093e \u092c\u0940\u092e\u093e \u0915\u0935\u0930 \u0915\u094d\u092f\u093e \u0939\u0948?<\/strong><\/h2>\n<p>\u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0915\u0940 <a href=\"https:\/\/www.rbi.org.in\/history\/Brief_Fun_DepositInsurance.html\" target=\"_blank\" rel=\"noopener noreferrer\">\u0935\u0947\u092c\u0938\u093e\u0907\u091f<\/a> \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, 1962 \u092e\u0947\u0902 \u091c\u092e\u093e \u092c\u0940\u092e\u093e \u0936\u0941\u0930\u0942 \u0915\u0930\u0915\u0947 \u092d\u093e\u0930\u0924, \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u093e\u091c\u094d\u092f \u0905\u092e\u0947\u0930\u093f\u0915\u093e \u0915\u0947 \u092c\u093e\u0926 \u0910\u0938\u093e \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u093e \u0926\u0941\u0928\u093f\u092f\u093e \u0915\u093e \u0926\u0942\u0938\u0930\u093e \u0926\u0947\u0936 \u092c\u0928 \u0917\u092f\u093e\u0964 \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0915\u0939\u0924\u093e \u0939\u0948, <em>\u201c\u091c\u092e\u093e \u092c\u0940\u092e\u093e \u0915\u094b \u092c\u0948\u0902\u0915 \u0915\u0940 \u0935\u093f\u092b\u0932\u0924\u093e\u0913\u0902 \u0938\u0947 \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0947 \u092c\u091a\u0924 \u0915\u0947 \u0928\u0941\u0915\u0938\u093e\u0928 \u0915\u0947 \u091c\u094b\u0916\u093f\u092e \u0938\u0947 \u091c\u092e\u093e\u0915\u0930\u094d\u0924\u093e\u0913\u0902, \u0935\u093f\u0936\u0947\u0937 \u0930\u0942\u092a \u0938\u0947 \u091b\u094b\u091f\u0947 \u091c\u092e\u093e\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0947 \u090f\u0915 \u0909\u092a\u093e\u092f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0926\u0947\u0916\u093e \u0917\u092f\u093e\u0964 \u0907\u0938\u0915\u093e \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0918\u092c\u0930\u093e\u0939\u091f \u0938\u0947 \u092c\u091a\u093e\u0928\u0947 \u0914\u0930 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u092a\u094d\u0930\u0923\u093e\u0932\u0940 \u0915\u0940 \u0905\u0927\u093f\u0915 \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0914\u0930 \u0935\u093f\u0915\u093e\u0938 \u0915\u094b \u092c\u0922\u093c\u093e\u0935\u093e \u0926\u0947\u0928\u0947 \u0915\u093e \u0925\u093e \u2013 \u091c\u093f\u0938\u0947 \u0906\u091c \u0915\u0940 \u092d\u093e\u0937\u093e \u092e\u0947\u0902 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0915\u0940 \u091a\u093f\u0902\u0924\u093e \u0915\u0939\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964\u201d<\/em>-\u0905\u0928\u0941\u0935\u093e\u0926\u093f\u0924\u0964<\/p>\n<p>16 \u0905\u0915\u094d\u091f\u0942\u092c\u0930, 2019 \u0915\u094b \u092a\u094d\u0930\u0915\u093e\u0936\u093f\u0924 <a href=\"https:\/\/www.livemint.com\/money\/personal-finance\/what-happens-to-your-fds-deposits-if-bank-fails-deposit-insurance-explained-11571208003517.html\" target=\"_blank\" rel=\"noopener noreferrer\"><em>\u092e\u093f\u0902\u091f<\/em><\/a> \u0915\u0940 \u090f\u0915 \u0935\u094d\u092f\u093e\u0916\u094d\u092f\u093e \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930, \u091c\u092e\u093e \u092c\u0940\u092e\u093e \u092f\u094b\u091c\u0928\u093e \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u091c\u092e\u093e\u0913\u0902 \u0915\u094b \u0915\u0935\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948 \u091c\u093f\u0928\u092e\u0947\u0902 \u0915\u093f\u0938\u0940 \u092c\u0940\u092e\u093e\u0915\u0943\u0924 \u092c\u0948\u0902\u0915 \u0915\u0940 \u092c\u091a\u0924, \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0914\u0930 \u0906\u0935\u0930\u094d\u0924\u0940 \u091c\u092e\u093e \u0930\u0915\u092e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964 \u0932\u0947\u0916 \u092e\u0947\u0902 \u0915\u0939\u093e \u0917\u092f\u093e \u0939\u0948, <em>&#8220;\u092f\u0939 \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0928\u0947 \u092f\u094b\u0917\u094d\u092f \u0939\u0948 \u0915\u093f \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092c\u0948\u0902\u0915 \u091c\u092e\u093e \u092c\u0940\u092e\u093e \u092f\u094b\u091c\u0928\u093e \u0915\u0947 \u0924\u0939\u0924 \u0915\u093f\u0938\u0940 \u092c\u0948\u0902\u0915 \u0915\u0940 \u0905\u0938\u0902\u092d\u0935-\u0938\u0940 \u0935\u093f\u092b\u0932\u0924\u093e \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 1 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0924\u0915 \u0915\u0940 \u091c\u092e\u093e\u0913\u0902 \u0915\u093e \u091c\u092e\u093e\u0915\u0930\u094d\u0924\u093e \u0915\u094b \u0935\u093e\u092a\u0938 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948&#8221;<\/em>(\u0905\u0928\u0941\u0935\u093e\u0926)\u0964 \u091c\u092e\u093e\u0915\u0930\u094d\u0924\u093e \u0915\u094b \u0926\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u0917\u093e\u0930\u0902\u091f\u0940 \u092c\u0948\u0902\u0915 \u0915\u0947 \u092c\u0902\u0926 \u0939\u094b \u091c\u093e\u0928\u0947 \u092a\u0930 \u0939\u0940 \u091c\u093e\u0930\u0940 \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0907\u0928 \u0926\u093f\u0928\u094b\u0902 \u091c\u093e\u0930\u0940 \u091a\u093f\u0902\u0924\u093e \u0915\u0947 \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902, \u092c\u0948\u0902\u0915 \u0917\u093e\u0930\u0902\u091f\u0940 \u091c\u093e\u0930\u0940 \u0928\u0939\u0940\u0902 \u0915\u0940 \u091c\u093e\u090f\u0917\u0940\u0964<\/p>\n<p>\u0935\u093f\u092b\u0932 \u092c\u0948\u0902\u0915 \u0915\u0940 \u0938\u092d\u0940 \u0936\u093e\u0916\u093e\u0913\u0902 \u092e\u0947\u0902 \u091c\u092e\u093e\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0930\u0916\u0940 \u0917\u0908 \u0938\u092d\u0940 \u091c\u092e\u093e \u0930\u0915\u092e\u094b\u0902 \u0915\u094b \u090f\u0915 \u0938\u093e\u0925 \u091c\u094b\u0921\u093c \u0926\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u0905\u0932\u0917-\u0905\u0932\u0917 \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u0930\u0916\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u091c\u092e\u093e\u0913\u0902 \u0915\u094b \u0905\u0932\u0917-\u0905\u0932\u0917 \u092e\u093e\u0928\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u092f\u0926\u093f \u0915\u093f\u0938\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0928\u0947 \u092c\u0948\u0902\u0915 \u0915\u0940 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0936\u093e\u0916\u093e\u0913\u0902 \u092e\u0947\u0902 \u092a\u0948\u0938\u093e \u091c\u092e\u093e \u0915\u093f\u092f\u093e \u0939\u0948, \u0924\u094b \u0909\u0928\u094d\u0939\u0947\u0902 \u0938\u092d\u0940 \u0936\u093e\u0916\u093e\u0913\u0902 \u092e\u0947\u0902 \u091c\u092e\u093e \u0915\u0941\u0932 \u0930\u093e\u0936\u093f \u0915\u0947 \u0932\u093f\u090f \u0915\u0947\u0935\u0932 1 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964<\/p>\n<p>\u092f\u0947 \u091c\u092e\u093e \u0921\u093f\u092a\u0949\u091c\u093c\u093f\u091f \u0907\u0902\u0936\u094d\u092f\u094b\u0930\u0947\u0902\u0938 \u090f\u0902\u0921 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0917\u093e\u0930\u0902\u091f\u0940 \u0915\u0949\u0930\u092a\u094b\u0930\u0947\u0936\u0928 (DICGC), \u091c\u094b \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u093c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0915\u0940 \u0938\u0939\u093e\u092f\u0915 \u0915\u0902\u092a\u0928\u0940 \u0939\u0948, \u0926\u094d\u0935\u093e\u0930\u093e \u092c\u0940\u092e\u093f\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948\u0902\u0964 \u092f\u0939 \u090f\u091c\u0947\u0902\u0938\u0940 \u092c\u0948\u0902\u0915 \u0915\u0947 \u091c\u092e\u093e\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0938\u0947 \u0915\u094b\u0908 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0928\u0939\u0940\u0902 \u0932\u0947\u0924\u0940, \u092c\u0932\u094d\u0915\u093f \u0915\u0935\u0930 \u0915\u0947 \u0932\u093f\u090f \u092c\u0948\u0902\u0915 \u092e\u093e\u092e\u0942\u0932\u0940 \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n<p>\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092f\u0939 \u0938\u091a \u0939\u0948 \u0915\u093f \u092c\u0948\u0902\u0915\u094b\u0902 \u092e\u0947\u0902 \u091c\u092e\u093e 1 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0924\u0915 \u0915\u0940 \u0930\u093e\u0936\u093f \u0915\u093e \u092c\u0940\u092e\u093e \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u092f\u0939 \u0915\u0947\u0935\u0932 \u0924\u092d\u0940 \u0915\u0947 \u0932\u093f\u090f \u0939\u094b\u0924\u093e \u0939\u0948 \u091c\u092c \u092c\u0948\u0902\u0915 \u0935\u093f\u092b\u0932 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u091c\u092e\u093e \u092c\u0940\u092e\u093e, \u091c\u092e\u093e\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u0947 \u092a\u0942\u0930\u0947 \u092a\u0948\u0938\u0947 \u0916\u094b\u0928\u0947 \u0938\u0947 \u092c\u091a\u093e\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u090f\u0915 \u092d\u093e\u0917 \u0915\u0940 \u0935\u0938\u0942\u0932\u0940 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0932\u093f\u090f \u0915\u093f\u0938\u0940 \u092c\u0948\u0902\u0915 \u0915\u0940 \u0935\u093f\u092b\u0932\u0924\u093e \u0915\u0947 \u0915\u093e\u0930\u0923, \u0915\u094b\u0908 \u091c\u092e\u093e\u0915\u0930\u094d\u0924\u093e \u0905\u092a\u0928\u093e \u0938\u093e\u0930\u093e \u092a\u0948\u0938\u093e \u0928\u0939\u0940\u0902 \u0916\u094b\u0924\u093e \u0939\u0948\u0964 \u092c\u0948\u0902\u0915 \u091c\u092e\u093e \u092c\u0940\u092e\u093e \u0915\u0940 \u0938\u0940\u092e\u093e \u0915\u0908 \u0938\u093e\u0932 \u092a\u0939\u0932\u0947 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u0940 \u0917\u0908 \u0925\u0940, \u091c\u094b \u0907\u0924\u0928\u0947 \u092c\u0930\u0938\u094b\u0902 \u092e\u0947\u0902 \u0930\u0941\u092a\u092f\u0947 \u0915\u0947 \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u092e\u0947\u0902 \u092c\u0926\u0932\u093e\u0935 \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u092e\u0947\u0902 \u0930\u0916\u0924\u0947 \u0939\u0941\u090f \u0906\u091c \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u093e\u0938\u0902\u0917\u093f\u0915 \u0928\u0939\u0940\u0902 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0915\u0925\u093f\u0924 \u0924\u094c\u0930 \u092a\u0930 <a href=\"https:\/\/www.livemint.com\/money\/personal-finance\/what-happens-to-your-fds-deposits-if-bank-fails-deposit-insurance-explained-11571208003517.html\" target=\"_blank\" rel=\"noopener noreferrer\">\u0938\u0930\u0915\u093e\u0930 \u091c\u092e\u093e \u0917\u093e\u0930\u0902\u091f\u0940 \u0938\u0940\u092e\u093e<\/a> \u0915\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0915\u0930\u0928\u0947 \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930 \u0930\u0939\u0940 \u0939\u0948\u0964 \u0905\u0902\u0924\u093f\u092e <a href=\"https:\/\/www.rbi.org.in\/Scripts\/PublicationReportDetails.aspx?ID=100\" target=\"_blank\" rel=\"noopener noreferrer\">\u0938\u0902\u0936\u094b\u0927\u093f\u0924<\/a> \u0938\u0940\u092e\u093e 1 \u092e\u0908, 1993 \u0915\u094b \u0932\u093e\u0917\u0942 \u0939\u0941\u0908 \u0925\u0940, \u091c\u092c \u0907\u0938\u0947 30,000 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u092c\u0922\u093c\u093e\u0915\u0930 1,00,000 \u0930\u0941\u092a\u092f\u0947 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e\u0964 \u0926\u0942\u0938\u0930\u0947, \u092a\u093e\u0938\u092c\u0941\u0915 \u092e\u0947\u0902 \u0936\u0941\u0930\u0942 \u092e\u0947\u0902 \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u2018\u091c\u092e\u093e \u092c\u0940\u092e\u093e \u0915\u0935\u0930\u2019 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0915\u0947 \u0938\u093e\u0925 \u0915\u0935\u0930\u0947\u091c \u0915\u0940 \u0938\u0940\u092e\u093e \u0936\u093e\u092e\u093f\u0932 \u0915\u0930\u0928\u0947 \u0915\u093e \u092f\u0939 \u0935\u093f\u0928\u093f\u092f\u092e\u0928 2017 \u0938\u0947 \u0932\u093e\u0917\u0942 \u0939\u0948\u0964<\/p>\n","protected":false},"excerpt":{"rendered":"<p>RBI\u2026\u092a\u0942\u0930\u0940 \u0924\u0948\u092f\u093e\u0930\u0940 \u092e\u0947\u0902, banks \u0921\u0942\u092c\u0928\u0947 \u0915\u0940 \u0915\u0917\u093e\u0930 \u092a\u0930, legal framework \u0932\u0917\u092d\u0917 \u092a\u0942\u0930\u093e..\u0906\u092a \u092d\u0940 \u0924\u0948\u092f\u093e\u0930\u0940 \u0915\u0930\u093f\u092f\u0947, \u091c\u0930\u0942\u0930\u0924 \u0915\u0947 \u092e\u093e\u092b\u093f\u0915 \u0939\u0940 \u090f\u0915\u093e\u0909\u0902\u091f \u092e\u0947\u0902 \u0930\u0916\u0947..HDFC \u092c\u0948\u0902\u0915 \u0928\u0947 \u092a\u093e\u0938\u092c\u0941\u0915 \u092e\u0947\u0902 stamp \u0932\u0917\u093e\u0928\u0940 \u0936\u0941\u0930\u0942 \u0915\u0930&#8230;<\/p>\n","protected":false},"author":36,"featured_media":16378,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[],"coauthors":[23],"class_list":["post-16374","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-politics","fact_checks_claim_type-viral-photos"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>\u0924\u0925\u094d\u092f-\u091c\u093e\u0902\u091a: \u0915\u094d\u092f\u093e HDFC \u092c\u0948\u0902\u0915 \u0905\u092a\u0928\u0947 \u0916\u093e\u0924\u093e\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u094b \u0938\u093f\u0930\u094d\u092b 1 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0932\u094c\u091f\u093e\u090f\u0917\u093e? \u091c\u093e\u0928\u093f\u090f \u0938\u091a - Alt News<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.altnews.in\/hindi\/fact-check-hdfc-bank-insures-rs-1-lakh-deposit-per-account-holder\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"\u0924\u0925\u094d\u092f-\u091c\u093e\u0902\u091a: \u0915\u094d\u092f\u093e HDFC \u092c\u0948\u0902\u0915 \u0905\u092a\u0928\u0947 \u0916\u093e\u0924\u093e\u0927\u093e\u0930\u0915\u094b\u0902 \u0915\u094b \u0938\u093f\u0930\u094d\u092b 1 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0932\u094c\u091f\u093e\u090f\u0917\u093e? \u091c\u093e\u0928\u093f\u090f \u0938\u091a 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\/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jignesh Patel\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.altnews.in\\\/hindi\\\/fact-check-hdfc-bank-insures-rs-1-lakh-deposit-per-account-holder\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.altnews.in\\\/hindi\\\/fact-check-hdfc-bank-insures-rs-1-lakh-deposit-per-account-holder\\\/\"},\"author\":{\"name\":\"Jignesh Patel\",\"@id\":\"https:\\\/\\\/www.altnews.in\\\/hindi\\\/#\\\/schema\\\/person\\\/72322238c0cef9b1bbf9524d320c45c3\"},\"headline\":\"\u0924\u0925\u094d\u092f-\u091c\u093e\u0902\u091a: \u0915\u094d\u092f\u093e HDFC \u092c\u0948\u0902\u0915 \u0905\u092a\u0928\u0947 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